Makara is now Crypto Investing by Betterment. Expert-built crypto portfolios designed for long-term investing Crypto Investing by Betterment.We’re here to be your crypto guide with expert-built portfolios, in-depth resources, and a simple investing experience.

You directly own multiple cryptocurrencies (no more picking coins), gaining broad access to the crypto market.
A personalized crypto experience. Get guidance on setting up your crypto portfolio and risk level. Recurring deposits let you invest how you want effortlessly—tracking it all from your financial dashboard.

How Betterment’s Tech Helps You Manage Your Money

Our human experts harness the power of technology to help you reach your financial goals. Here’s how.

When you’re trying to make the most of your money and plan for the future, financial advisors are really helpful. But there are some things humans simply can’t do as well as algorithms. And investing is an area where automation and digital tools can help improve your outcomes and make advanced strategies more accessible.

Here at Betterment, we’re all about using technology—with human experts at the helm—to manage your money smarter and help you meet your financial goals. There’s a word for the investment firms who first used technology in new and exciting ways in the service of everyday investors: robo-advisors. By letting their human experts and technology do what each does best.

Robo-advisors do the heavy lifting behind the scenes, managing all the data analysis and adapting investment expertise to fit your circumstances. All you need to do is fill in the gaps with details about your financial goals. If you have the time to research, implement and routinely manage your own investment strategy, you still can, but you don’t have to. That’s the beauty of working with a robo-advisor.

Automation is what we’re known for. But our team of financial experts is our secret sauce. They research, prototype, and implement all the advice and activity that you see in your account. Our algorithms and tools are built on the expertise of traders, quantitative researchers, tax experts, CFP® professionals, behavioral scientists, and more.

Diversified crypto portfolios.

Invest in curated selections of cryptocurrencies, including Bitcoin, Ethereum, and other established coins.


Broadly invest in crypto with one portfolio.
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Energy-efficient crypto aiming to lower carbon emissions.
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New digital experiences, from gaming to virtual real estate.


Financial services without the need for centralized institutions.

⸺ Automation

We adjust your portfolio based on your account balance and market movements to help manage risk.

⸺ Guidance

From managing your portfolio to helping you decide how much to invest, we act in your best interest to help you make smart decisions.

⸺ Transparent Price

Keep more money in your portfolio with a 1% annual advisory fee and associated trading expenses.